
FDIC Consumer Education
Federal Deposit Insurance Calculator
Want to verify how much insurance you have on your accounts? The FDIC provides the following calculator to help you understand your level of protection. Click here to find out more or call a personal banker today.
Identity Theft
January 26, 2006 – A new FDIC on-line tool was released to help educate consumers how to better protect their computers and themselves from identity theft, and steps to take if they have been victimized. The presentation: “Don’t Be an On-Line Victim: How to Guard Against Internet Thieves and Electronic Scams” is on the FDIC’s website.
FDIC Transaction Account Guarantee Program
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a ‘noninterest-bearing transaction account’ are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term ‘noninterest-bearing transaction account’ includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (‘IOLTAs’). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.





