Mortgage Products

As a locally owned and operated bank, we offer fast, local loan decisions and on-site servicing.  And now we offer this great service in two ways!

First, you’re always welcome to call or come in to any Peoples Bank location to apply for a mortgage or to learn more. Get to know our Mortgage Lenders!

Second, we also offer online applications for those of you that prefer to apply online.  Here are the links for the online process!

Online Mortgage Center Page

Check Rates Page

Apply Now Page

Residential 1-4 Family 1st Mortgages

  • Low Closing Costs
  • Mortgages up to 97% of your home’s value
  • Loan officers available at your convenience
  • Financing available prior to the sale of your current home
  • First time homebuyer programs like VA and Rural Housing Development
  • Construction Loans
  • Lot Loans
  • Traditional Fixed Conventional & Jumbo Financing
  • Investment & Vacation Home Financing
  • Specialty programs for impaired credit and non-verifiable income or assets
  • Long-term fixed rate program for Ag land

Apply Now For a Residential Family 1st Mortgage

Construction Loans

  • We offer several different construction loans to meet your needs
  • Lowest interest rates in the county, fixed and adjustable
  • Commercial Construction Loans
  • Bridge Loans
  • Construction loan for up to one year; longer term options available
  • Owner-build financing available for qualified borrowers
  • Low closing costs
  • Flexibility for construction that takes longer than expected to complete
  • Smooth transfer after completion of construction into end-financing programs

Inquire Now For a Construction Loan:

Elkhorn Office: 
Phone (262) 723-4200
Phone Toll Free (866) 923-4200
FAX (262) 743-1500

Elkhorn North Office: 
Phone (262) 741-1310
Phone Toll Free (866) 923-4200
FAX (262) 742-4834

Silver Lake Office:
Phone (262) 889-4300
FAX (262) 889-2800

Waterford Loan Center:
Phone (262) 514-3240
FAX (262) 514-3241

Janesville Loan Center:
Phone (608) 563-5446
FAX (608) 563-5449

24-Hour Telephone Banking
Toll-free (877) 319-4414

Send us your questions about managing your current accounts, about our products and services, or your general suggestions and feedback. Be sure to include your Email address or telephone number so that we can respond.

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Peoples Form

We would love to hear from you! Please complete this form and we will contact you shortly. Or during business hours, please call us at: Elkhorn: 262-723-4200 Elkhorn North: 262-741-1310 Silver Lake: 262-889-4300 Waterford: 262-514-3240 Janesville: 608-563-5446